Chapter Liability Insurance

Chapters are responsible for obtaining additional coverage listed below through the carrier of their choice.

The National office has contracted with Aon Association Services to provide discount programs for CMSA chapters and members. Aon Association Services, a Division of Affinity Insurance Services, Inc., in CA, MN, & OK a Division of AIS Affinity Insurance Agency, Inc., and in NH & NY a Division of AIS Affinity Insurance Agency.

Since all chapters are organized as federal 501(c)(6) not-for-profit corporations and are business entities, chapters are strongly advised to attain the following coverage(s).

Directors & Officers Insurance (D&O)

This insurance provides the bonding of officers and defense against slander or other suits against an officer when acting on behalf of the chapter. A few of the programs currently available are:

• Personal Injury and Publisher's Liability Protection (libel, slander, copyright or trademark infringements)
• Entity Coverage (covers the association's name)
• Broad Coverage (covers all board members)

For more information on D&O Insurance, contact http://www.asae-aon.com or call 800-453-5191 ext. 561. Underwritten by The Hartford's Twin City Fire Insurance Company in Arizona, California, Florida, Louisiana, and New Hampshire, and by the Trumbull Insurance Company in all other states.

Association Office Package Insurance Package

This insurance package delivers customized coverage on the following types of insurance:

• General Liability – Comprehensive coverage, products/completed operations, personal and advertising injury, fire damage, legal liability, medical payments, convention and meeting liability
• Crime/Employee Dishonesty – Blanket employee dishonesty, forgery and alteration
• Experience & Expertise - Employee Benefits Liability, Chapter Liability, Earthquake and Flood, Liquor Liability
• Computer Systems

For more information on Association Office Package Insurance, contact http://www.asae-aon.com or call 800-453-5191 ext. 398. Provided exclusively by Aon Association Services and The Hartford.